Auto Loans & Leases
New & Used Car Loans with Low Rates
Auto Loans & Leases
With Great Rates & Terms.
Auto Loans & Leases
Why Choose Glass City Credit Union?
- New and used auto loans for dealership and private owner purchases
- Easy online loan application available here
- Pre-qualify for an amount before shopping!
- First-time auto buyer loans
- Local staff to assist you for the life of your loan
With competitive rates and terms, convenient payment options and local staff to assist you, Glass City Credit Union is a great choice for your automotive financing. To apply for a loan or for a loan pre-approval, call or visit a Glass City branch. Or, apply for loan application online here when you are ready.
All loans are subject to credit approval and membership eligibility.
| Term Max | Rate (As Low As) | Sample APR* | Monthly Payment |
|---|---|---|---|
| 2025-2027 (84 months) |
5.49% | 5.775% APR* | $429.13 |
| 2021-2026 (72 months) |
5.49% | 5.821% APR* | $487.91 |
| 2017-2020 (up to 60 months**) |
5.49% | 5.884% APR* | $570.44 |
| 2017 (up to 48 months**) |
5.49% | 5.98% APR* | $694.56 |
| 2016-older (up to 48 months**) (Over $9,999) |
8.49% | 10.017% APR* | $244.81 |
| 2016-older (up to 36 months**) |
8.49% | 10.509% APR* | $313.53 |
9/1/2026
*APR = Annual Percentage Rate. Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit score. The sample APR is based on an example loan transaction assuming the amount financed is $30,000, and the term is the maximum available (For 2016 and older options: the sample APR is based on an example loan transaction assuming the amount financed is $10,000, and the term is the maximum available). Actual APRs will vary. Monthly payment examples do not include optional Member’s Choice Borrower Security. Loan rate/APR is higher when loan proceeds are not used for vehicle purchase (with vehicle equity as collateral)
** Terms may be reduced if over 100,000 miles
Auto Loan Calculators:
Calculator disclaimer
The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.
Auto Leasing
Another Great Option
Glass City Credit Union Advantages:
Through our partnership with Credit Union Leasing of America (CULA) and participating auto leasing dealerships:
- Lower monthly payments
- No prepayment penalty
- No security deposit
Already have a CULA Auto Lease with Glass City?
If questions or for assistance, contact CULA Support
Nearing the end of your CULA lease?
CULA makes the lease turn-in experience worry-free! Click on the End of Lease references below for instructions:
Apply for an Auto Loan here
or at a branch near you!
Apply for an Auto Loan here
or at a branch near you!
Locations across
northwest ohio
Find a location near you
Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.
Locations across
northwest ohio
Find a location near you
Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.
