Checking Accounts

24/7 access to your money

Glass City Federal Credit Union checking accounts make life easier to manage with 24-hour access to your money. By writing checks and/or using a Glass City Visa Debit Card (which also serves as an ATM card) you can make purchases from just about anywhere, anytime. In addition, Glass City’s convenient Home Banking and Mobile Banking services make it fast and easy for members to transfer funds and pay bills—for free!

Regular Checking

With Glass City’s Regular Checking account, members enjoy:

  • No minimum balance requirement
  • No check-writing limit
  • No monthly service charge

Optimum Checking

Opt for checking that works harder for your money—choose Glass City’s dividend-bearing Optimum Checking account! Take advantage of checking with no minimum balance requirement, no monthly service charge, and no check-writing limit PLUS, our Optimum Checking account pays a premium rate on balances up to $25,000, provided the following requirements are met:

  • Minimum of 1 direct deposit per month
  • Minimum of 12 debit card transactions per month
  • Minimum of 3 bills paid monthly through our free Online/Mobile Bill Pay service
  • Account statements received via eStatements

Overdraft Protection

Glass City offers several options to help you avoid overdraft fees, and to protect your checking account from returned checks and merchant fees. 

Overdraft Line of Credit

The Overdraft Protection Line of Credit is a loan with a maximum credit line of $500, and can be used for overdraft protection for your checking account to avoid returned checks and merchant fees.

Overdraft from Primary Share

Glass City transfers the necessary funds from your Primary Share Savings account (S1) to your checking account to cover your overages from debit card purchases, ATM withdrawals, or other debits.

Privilege Pay

With Privilege Pay, rather than returning non-sufficient funds (NSF) items, Glass City may choose to pay your checks and automatic payments, up to $500. There is a charge each time Privilege Pay is automatically activated; however, the service could protect you from returned check charges and additional fees.*

*Restrictions and limitations may apply to overdraft protection options. 
Glass City Federal Credit Union Checking Accounts
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