While in Home Banking, click “Transfer Money.” Select the account that you would like the payment to come out of and click “Continue.” Under the Payment field, select “Custom Amount.” Under the Amount field, type in the amount you would like to pay. Then select the date you would like to make the payment. Next to the “Add Memo” function select the circle icon. In the memo field that pops up, type in “Principal Payment.” Please then check your mortgage loan balance the day after the payment date you selected to confirm that it was applied correctly.