Glass City Federal Credit Union FEE SCHEDULE

(effective February 11, 2022)

PRIMARY SHARE ACCOUNT (0001)

Home/Mobile Banking & Bill Pay……………………………………………………………. FREE
Minimum Balance Required……………………………………………………………………. $25
Statement Copy, per page (FREE through Home Banking)……………………….. $1
ACH Cancellation Fee………………………………………………………………………………. $25
Mailed Paper Statement Fee……………………………………………… $1 per statement
Closing Account Fee (if closed within 3 months of opening)…………………….$10
Account Reopen Fee (within 3 months of closing)…………………………………… $25
(Plus $25 minimum balance which must be deposited to open acct.)
Inactive Account Fee (after 24 months of no activity)…………………… $3/month

PERSONAL CHECKING ACCOUNTS
OPTIMUM (0007) & REGULAR (0003)

Home/Mobile Banking & Bill Pay……………………………………………………………. FREE
Minimum Balance Required………………………………………………………………………. $0
Non-Sufficient Funds (NSF) Fee…………………………………………………………………$30
Overdraft from Savings (0001) Transfer Fee……………………………………………… $2
Courtesy/Privilege Pay Usage Fee……………………………………………… $30 per item
ACH or Share Draft or Money Order Stop Payment………………………………… $25
Cleared Check Copy (FREE on Home/Mobile Banking)……………………………… $2
Cleared Money Order Copy ………………….………………………………………………….. $2
Statement Copy, per page (FREE on Home/Mobile Banking)…………………….. $1
Mailed Paper Statement Fee……………………………………………… $1 per statement
Return Item or ACH Fee (per item)…………………………………………………………… $30

ORGANIZATION CHECKING ACCOUNT (0004)

Home/Mobile Banking & Bill Pay……………………………………………………………. FREE
Minimum Balance Required………………………………………………………………………. $0
Monthly Service Fee…………………………………………………………………………………… $0
Non-Sufficient Funds (NSF) Fee………………………………………………………………….$30
Return Item or ACH Fee (per item)…………………………………………………………… $30
ACH or Share Draft or Money Order Stop Payment…………………………………. $25
Cleared Check Copy (FREE on Home/Mobile Banking)………………………………. $2
Cleared Money Order Copy ………………….…………………………………………………… $2
Overdraft from Savings (0001) Transfer Fee………………………………………………. $2
Statement Copy, per page (FREE on Home/Mobile Banking)……………………… $1
Mailed Paper Statement Fee………………………………………………. $1 per statement

BUSINESS CHECKING ACCOUNT (0650)

Home/Mobile Banking & Bill Pay……………………………………………………………. FREE
Minimum Balance Required………………………………………………………………………. $0
Monthly Service Fee…………………………………………………………………………………. $25
Non-Sufficient Funds (NSF) Fee………………………………………………………………….$30
Return Item or ACH Fee (per item)…………………………………………………………… $30
ACH or Share Draft or Money Order Stop Payment…………………………………. $25
Cleared Check Copy (FREE on Home/Mobile Banking)………………………………. $2
Cleared Money Order Copy ………………….…………………………………………………… $2
Overdraft from Savings (0001) Transfer Fee………………………………………………. $2
Statement Copy, per page (FREE on Home/Mobile Banking)……………………… $1
Mailed Paper Statement Fee………………………………………………. $1 per statement

VISA DEBIT/ATM CARD

Card replacement Fee …………………………………………………………………….. $5
Unblock Reactivation Fee……………………………………………………………….. $10
International Transaction Fees ………………………………………………. up to 1%
(Plus $25 minimum balance which must be deposited to open acct.)

VISA CREDIT CARD

Card Replacement Fee ……………………………………………………………………. $5
Late Fee…………………………………………………………………………………………. $25
Temporary Increase Fee………………………………………………………………….. $5
Auto Pay Return Fee………………………………………………………………………. $30
International Transaction Fees ……………………………………………… up to 1%
(i.e. cross-border and/or currency conversion fees)

OTHER FEES

ACH Origination ………………………………………………………………………… FREE
ACH or Share Draft or Money Order Stop Payment……………………. $25
Account Reconciliation, per hour (minimum one hour)………………. $10
Cashier’s Check……………………………………………………………………………… $2
Money Order ………………………………………………………………………………… $1
Non-member Check Cashing Fee (cashing an “on us” check)………… $5
Pay by Online Transfer(from a non-Glass City account)……………. $2.50
Pay by Online Transfer(from a non-Glass City Debit Card)……………. $5
Pay by Online Transfer(from a non-Glass City Credit Card)…………. $15
Pay by Phone Fee (from a non-Glass City account) ………………………. $5
Pay by Phone (non-Glass City Debit Card)……………………………………. $10
Pay by Phone (non-Glass City Credit Card)…………………………………… $15
Safe Deposit/Lock Box Annual Rental …………………………………….. VARIES
Safe Deposit/ Lock Box Lost Key/Drilling/Lock Replacement
……………………………………………………………………… Current Locksmith rates
Verification of Deposits Fee ………………………………………………………….. $10
Garnishment or Attachment Processing Fee…………..…..………………… $25
Return Mail Statement Fee……………………………………………………………… $5
Visa Gift Card ($10 – $1000) ……………………………………………………………. $3
Wire Transfer (incoming)……………………………………………………………… FREE
Wire Transfer (outgoing) ……………………………………………………………….. $15
Wire Transfer – International…………………………………………………………. $40