Glass City Federal Credit Union FEE SCHEDULE

(effective December 11, 2018)

PRIMARY SHARE ACCOUNT (S1)

Home/Mobile Banking & Bill Pay……………………………………………………………. FREE
Minimum Balance Required……………………………………………………………………… $25
Statement Copy, per page (FREE through Home Banking)……………………….. $1
ACH Cancellation Fee………………………………………………………………………………… $25
Mailed Paper Statement Fee……………………………………………… $1 per statement
Closing Account Fee (if closed within 3 months of opening)…………………….$10
Account Reopen Fee (within 3 months of closing)…………………………………… $25
(Plus $25 minimum balance which must be deposited to open acct.)
Inactive Account Fee (after 24 months of no activity)…………………… $3/month

PERSONAL CHECKING ACCOUNTS (OPTIMUM & REGULAR)

Home/Mobile Banking & Bill Pay……………………………………………………………. FREE
Minimum Balance………………………………………………………………………………………. $0
Non-Sufficient Funds (NSF) Fee…………………………………………………………………$30
Overdraft from Savings (S1) Transfer Fee…………………………………………………. $2
Overdraft from Line of Credit Transfer Fee…………………………………………….. $20
Privilege Pay Usage Fee…………………………………………………………….. $30 per item
ACH or Share Draft Stop Payment…………………………………………………………… $25
Cleared Check Copy(FREE on Home/Mobile Banking)……………………………… $2
Statement Copy, per page (FREE on Home/Mobile Banking)…………………… $1
Mailed Paper Statement Fee……………………………………………… $1 per statement
Return Item or ACH Fee (per item)…………………………………………………………… $30


VISA DEBIT/ATM CARD

Card replacement Fee (available at branch)………………………………………………. $5
Unblock Reactivation Fee…………………………………………………………………………. $10
International Transaction Fees …………………………………………………………. up to 1%
(Plus $25 minimum balance which must be deposited to open acct.)

VISA CREDIT CARD

Card Replacement Fee ………………………………………………………………….. $5
Late Fee…………………………………………………………………………………………. $25
Temporary Increase Fee…………………………………………………………………. $5
Auto Pay Return Fee…………………………………………………………………….. $30
International Transaction Fees ……………………………………………. up to 1%
(i.e. cross-border and/or currency conversion fees)

OTHER FEES

ACH Origination …………………………………………………………………………… FREE
ACH or Share Draft Stop Payment………………………………………………… $25
Account Reconciliation, per hour (minimum one hour)………………. $10
Cashier’s Check………………………………………………………………………………… $2
Money Order …………………………………………………………………………………… $1
Non-member Check Cashing Fee (cashing an “on us” check)………… $5
Pay by Online Transfer(from a non-Glass City account)……………. $2.50
Pay by Online Transfer(from a non-Glass City Debit Card)……………. $5
Pay by Online Transfer(from a non-Glass City Credit Card)…………. $15
Pay by Phone Fee (from a non-Glass City account) ………………………. $5
Pay by Phone (non-Glass City Debit Card)……………………………………. $10
Pay by Phone (non-Glass City Credit Card)…………………………………… $15
Safe Deposit/Lock Box Annual Rental …………………………………….. VARIES
Safe Deposit/ Lock Box Lost Key/Drilling/Lock Replacement
……………………………………………………………………… Current Locksmith rates
Verification of Deposits Fee ………………………………………………………….. $10
Garnishment or Attachment Processing Fee…………..…………………… $25
Return Mail Statement Fee……………………………………………………………… $5
Visa Gift Card ($10 – $1000) …………………………………………………………… $3
Wire Transfer (incoming)……………………………………………………………… FREE
Wire Transfer (outgoing) ……………………………………………………………….. $15
Wire Transfer – International…………………………………………………………. $40