Home Equity Loans and Lines of Credit

Home Equity Line of Credit

Term Rate/APR Monthly
180 months,
up to 80% LTV
3.25%* $175.68**
180 months,
up to 100% LTV
6.25%* $214.37**

Home Equity Loan

180 Months – 80%
LTV Fixed Rate
Contact Branch for Rates
*APR = Annual Percentage Rate. Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit history.
**APR & monthly payment based on a $25,000 loan amount. Monthly payment examples do not include optional Member’s Choice Borrower Security.

The equity in your home is an often-overlooked resource, but it can be a powerful financial tool. You can use your home’s equity for a number of large expenses, such as home improvements, tuition, or any other unexpected costs that comes along.

No Annual Fees and Low Rates.

Glass City Federal Credit Union offers a Home Equity Line of Credit (HELOC) and a Home Equity Loan with no annual fees and competitive, low rates.

Financing of up to 100% of your home’s equity is available!

Plus, with Home Banking, you can transfer funds from your HELOC to your checking account as needed.

In addition, the interest paid on your Home Equity Loan or Line of Credit may be tax deductible (consult a tax advisor).

Glass City is an Equal Housing Lender.

Read the Home Equity Line of Credit Disclosures: 

*This calculator is for open-ended lines of credit only.

Member’s Choice Borrower Security
Protect your family against the unexpected

Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances. This protection could cancel your loan balance or payments up to the loan contract maximums.

The Borrower Security “Life Plus” package adds protection of your loan balance or payments for life events including accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.

Click here for additional program details.