Member Benefits for You!

Member Benefits

Loans for every need! Apply here.

  • Mortgage (Purchase & Refinance)
  • Home Equity Loans & Lines of Credit
  • Auto Loans (Purchase & Refinance)
  • RV, Camper, Boat, & Motorcycle Loans
  • Personal Loans
  • Visa Credit Card with Rewards Option

Deposit Accounts with great rates! Open accounts now!

  • Checking & Savings Accounts
  • Christmas/Holiday Club Savings
  • Vacation Club Savings
  • Youth Accounts
  • Money Market Savings
  • Share & IRA Share Certificates of Deposit

Convenient 24/7 Mobile Banking!

  • 24/7 Glass City FCU Mobile top-rated app with Check Deposit & Bill PAy
  • eStatements & eNotices
  • Glass City Card Controls mobile app & Digital WalletOptions of Debit/Credit Cards

Other Member Perks

  • Visa Debit/ATM Card
  • Safe Deposit/Lock Boxes
  • Nationwide CO-OP Shared Branching & Alliance One No-Fee ATMs
  • Notary Services
  • Savings at
  • Discounted Insurance through TruStage: Life, AD&D, Home, & Auto

Save Money While You Spend—with Round Up!

Saving money is even easier with a Glass City Debit Card and our Round Up Program. With this service, your debit card purchases are automatically rounded up to the next whole dollar and the extra amount is transferred to your preferred Glass City savings account (once the debit transaction posts to your checking account). Contact a branch to sign up — and watch your savings grow!


*Annual Percentage Yield (APY) is 3.00% for balances up to $25,000. 0.00% APY for balances over $25,000. APY is effective April 1, 2024 and is subject to change without notice. Optimum checking members must meet all of the following criteria each month to receive the APY listed: Minimum of: 1 direct deposit to the account; 12 debit card transactions, 3 bills paid with online Bill Pay; and account eStatements. Qualifying direct deposit, debit card transactions and bill payments must be posted to the Optimum Checking account by last day of the month to be eligible for the stated APY. Please contact a branch if further questions.

Opt for checking that works harder for your money—choose Glass City’s dividend-bearing Optimum Checking account!

Take advantage of our Optimum Checking with these optimum benefits:

  • Premium Annual Percentage Yield*
  • Easy to open online now or at a branch
  • No minimum balance requirement
  • No monthly service charge
  • Top-rated Glass City Mobile Banking app
  • Unlimited check-writing
  • Free Debit/ATM card (click here to learn more)
    • Digital Wallets
    • Advanced Fraud Alerts
    • Easy card management tools
    • Round Up Savings program for automatic deposits to your savings with each Debit Card purchase
    • No-fee ATMs locally and nationwide
  • *Premium Dividend Rate on balances up to $25,000, based on the following requirements:
    • Minimum of 1 direct deposit per month
    • Minimum of 12 debit card transactions per month
    • Minimum of 3 bills paid monthly through our free Online/Mobile Bill Pay service
    • Account statements received via eStatements
  • Plus, many other member benefits! Learn More!

Members can bank at more than
5,000 shared branches nationwide!

Bank Anywhere
Across the USA

Shared Branching

Glass City Federal Credit Union is part of Shared Branching—a network of credit unions across the country that actually shares their branches with each other. As a Glass City member, you can use any other participating credit union’s branch for most deposits, withdrawals, loan payments, transfers, and other transactions.