Make Your Dream Home a Reality

Mortgage Loans

with competitive fixed rates for mortgage purchases and refinances  in Northwest Ohio and Southeast Michigan.

The Glass City Mortgage Advantage

  • Great rates
  • Free pre-approvals
  • Quick processing
  • Easy online questionnaire application
  • Low down payment options
  • Conventional and Construction Loans
  • Loans approved and serviced locally

Pre-Approval & Application Process

Although a pre-approval is not a final loan commitment, a pre-approval letter demonstrates your financial strength and shows that you have the ability to go through with a purchase. Get started with the below links.

To apply, you will need:

  • Two most recent pay stubs for all borrowers

  • W2 for all borrowers for the past two years

  • Tax returns for the past two years (if you are self-employed)

  • Deposit and investment statements for the past 60 days

  • Click here for a complete application checklist.

For a refinance, in addition to the above, you will need:

  • Home insurance policy

  • Mortgage statement

The number of days from application to closing can vary up to 30 days or more, depending on a number of factors, including loan type, appraisals, and title clearance. Time delays can occur if outside sources or the borrowers do not provide documents and information to the credit union promptly.

Loans subject to membership eligibility, credit approval and application. Mortgage loan financing provided for properties in NW Ohio and SE Michigan. NMLS ID #445858

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Loan Rates
Rate Sample APR* Monthly Payment
30 Year Fixed Conventional 6.250% 6.294% $1,015.93
20 Year Fixed Conventional 6.000% 6.058%
15 Year Fixed Conventional 5.250% 5.321% $1,326.40
10 Year Fixed Conventional 5.250% 5.351% $1,770.31
*APR = Annual Percentage Rate. The APR is based on a sample purchase loan transaction of a primary residence assuming a $165,000 loan, 75% loan to value, 740+ credit score, and $764.00 in prepaid finance charges. Actual APRs will vary. The estimated monthly payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. Rates are subject to change daily. Loans subject to membership eligibility, credit approval and application. NMLS ID #445858

Estimate Your Monthly Payments

The calculator is for demonstration purposes only and may not reflect actual numbers for your mortgage. Assumes constant interest rate throughout amortization period. Be sure to set the compounding period for your region for most accurate results. Contact Glass City Federal Credit Union for more information.

Understanding the Home Buying Process:

Got a question about Glass City’s mortgage lending services? Our mortgage team is available to help you with anything that you would like to know about the mortgage process. Please fill out the form below and we will get back to you as soon as possible. Thank you!
DO NOT SEND ACCOUNT INFORMATION. If you need assistance with one of your accounts please contact us at one of our branches.


Start Packing for your new home!

Or refinance your existing loan today! If you have any further questions about Glass City mortgage loans, feel free to contact our Mortgage Department at 419-887-1054 or