with competitive fixed rates for mortgage purchases and refinances.
The Glass City Mortgage Advantage
- Great rates
- Quick processing
- Free pre-approvals
- Conventional and Construction Loans
- Loans serviced locally
Pre-Approval & Application Process
Although a pre-approval is not a final loan commitment, a pre-approval letter demonstrates your financial strength and shows that you have the ability to go through with a purchase. Get started with the below links.
To apply, you will need:
Two most recent pay stubs for all borrowers
W2 for all borrowers for the past two years
Tax returns for the past two years (if you are self-employed)
Deposit and investment statements for the past 60 days
For a refinance, in addition to the above, you will need:
Home insurance policy
The number of days from application to closing can vary up to 30 days or more, depending on a number of factors, including loan type, appraisals, and title clearance. Time delays can occur if outside sources or the borrowers do not provide documents and information to the credit union promptly.
Foreclosed Homes/Lots For Sale:
Ask About Our Low
Down Payment Loans!
|Rate||Sample APR*||Monthly Payment|
|30 Year Fixed Conventional||4.250%||4.293%||$737.91|
|20 Year Fixed Conventional||4.000%||4.059%||$908.97|
|15 Year Fixed Conventional||3.500%||3.574%||$1,072.32|
|10 Year Fixed Conventional||3.375%||3.483%||$1,474.52|
|Vacation Home –