New Home Purchase/
Pre-Approval Loans

Why Choose Glass City?

At Glass City, we understand that buying a home is a big commitment that requires a lot of time and effort. To make the process as seamless and enjoyable as possible, we provide many important benefits listed below as well as a very user-friendly mobile/online mortgage loan application. Plus, our team of mortgage experts are readily available to assist you every step of the way.

Glass City Mortgage Advantage:

  • Easy online/mobile application
  • Free pre-approvals
  • Quick processing
  • Competitive rates
  • Low down payment options
  • Loans are approved and serviced locally
  • Assistance from our Mortgage Lending team

How to apply for a New Home Purchase/
Mortgage Pre-approval Loan:

It’s easy to apply for a mortgage loan or a pre-approval letter with Glass City’s easy online/mobile application via your personal computer, tablet, or mobile device!
This user-friendly application portal will walk you through each step of the mortgage application process for a:

  • Mortgage Loan Pre-approval: if you are trying to find out how much house you can afford before you start house shopping and if you do not have a specific address for a new home purchase. A pre-approval letter is required by your realtor to proceed with beginning the home purchase process. The loan pre-approval amount includes the payment, taxes and homeowner’s insurance.
    Simply choose Pre-approval as your loan type in the Online/Mobile loan application.
  • Mortgage Home Purchase Loan: if you have a specific address upon signing a purchase agreement for a home.
    Simply choose Purchase as your loan type in the Online/Mobile loan application.

Please note: The number of days from application to closing can vary up to 30 days or more, depending on a number of factors, including loan type, appraisals, and title clearance. Time delays can occur if outside sources or the borrowers do not provide documents and information to the credit union promptly.

  1. Get a mortgage loan pre-approval before you go house hunting.

  2. Meet with a realtor.

  3. Go house hunting.

  4. Make an offer.

  5. Proceed with the loan process.

Be informed and prepared for the home buying process. Click here for details of Glass City’s “Steps to Home Ownership.”

What you need to apply for a Glass City Home Purchase or Pre-approval loan:

  • Paystubs (two most recent for all borrowers)

  • W2 for all borrowers for the past two years

  • Tax returns for the past two years (if you are self-employed)

  • Deposit and investment statements for the past 60 days

    Click here for a complete application checklist.

Begin the Application Process Here!
Calculator disclaimer
The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Loans subject to membership eligibility, credit approval and application. Mortgage loan financing provided for properties in NW Ohio and SE Michigan. NMLS ID #445858

Start packing for your new home! Or refinance your existing mortgage loan today! Contact our Mortgage Department at mortgagecenter@glasscityfcu.com or 419-887-1054.

Start packing for your new home! Or refinance your existing mortgage loan today! Contact our Mortgage Department at mortgagecenter@glasscityfcu.com or 419-887-1054.

Locations across
northwest ohio

Find a location near you

Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.

Locations across
northwest ohio

Find a location near you

Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.