Other Loans
A Wide Range of Loans at Competitive Rates.

Other Loans
A Wide Range of Loans at Competitive Rates.

Glass City Federal offers financing for the unique needs of life.

Visa Credit
Cards

Personal
Loans

Share Savings
Secured Loans

Credit Builder
Loans

Student
Loans

See details of each loan option below and contact a branch with questions.

Calculator disclaimer
The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Protection for Your Loan

As a convenience, additional protection is available with Glass City financing. Purchasing protection is a voluntary and simple process that will not affect your loan approval. Ask your Glass City Loan Officer for further details on our optional programs.

Learn More About Our Loan Protection Options

Apply for a loan here
or at a branch near you!

Apply for a loan here
or at a branch near you!

Personal Loans

Personal Loans

Glass City offers loans for various personal needs including for special purchases, medical expenses, debt consolidation, holiday and vacation spending, as well as household and back-to-school essentials, upon qualification.

Glass City offers loans for various personal needs including for special purchases, medical expenses, debt consolidation, holiday and vacation spending, as well as household and back-to-school essentials, upon qualification.

Loan Type Term Max Rate (As Low As) Monthly Payment
Personal Loan Up to 12 Months 9.74% APR* $87.81***
Up to 24 Months 10.74% APR* $46.50***
Up to 36 Months 11.74% APR* $33.10***
Up to 48 Months 12.74% APR* $26.71***
Up to 120 Months 10.24% APR* $534.02****

12/1/2022

* APR = Annual Percentage Rate. Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit score.
*** Sample APR & monthly payment based on a $1,000 loan amount with maximum loan term available.
**** Sample APR & monthly payment based on a $40,000 loan amount; minimum 720 credit score required. Maximum loan amount for personal unsecured loan is $40,000 with 120 month maximum term. Other restrictions may apply.
Monthly payment examples do not include optional Member’s Choice Borrower Security.

Personal Loan Calculator
Loan Type Term Max Rate (As Low As) Monthly Payment
Share Savings Secured Up to 60 Months Varies
Credit Builder Share Savings
or CD Secured Loan
Up to 24 Months 3.50% APR* $43.21***

12/1/2022

* APR = Annual Percentage Rate. Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit score.

*** Sample APR & monthly payment based on a $1,000 loan amount with maximum loan term available.

Other restrictions may apply. Monthly payment examples do not include optional Member’s Choice Borrower Security.

Share Savings
Secured Loans

With a Share Savings Secured Loan you borrow against your savings at Glass City and receive a low-rate loan, while still earning interest on the deposited savings funds. Terms of up to 60 months are available and rates vary based on the term of the loan.

Credit Builder
Share Savings Loans

With our Credit Builder Loan, you can build or rebuild your credit rating. The amount of money that you borrow is deposited into a Glass City savings account or Certificate of Deposit that you cannot touch until the loan is repaid. As you repay your loan with monthly on time payments, you establish a positive payment history that Glass City reports to the credit bureaus. When you finish repaying the loan, you’ll have the full balance, plus earned dividends, to use as you please. The granting of a Credit Builder Loan does not guarantee qualification for future Glass City financing.

Personal Loan Calculator
Apply for a Loan

Share Savings
Secured Loans

With a Share Savings Secured Loan you borrow against your savings at Glass City and receive a low-rate loan, while still earning interest on the deposited savings funds. Terms of up to 60 months are available and rates vary based on the term of the loan.

Credit Builder
Share Savings Loans

With our Credit Builder Loan, you can build or rebuild your credit rating. The amount of money that you borrow is deposited into a Glass City savings account or Certificate of Deposit that you cannot touch until the loan is repaid. As you repay your loan with monthly on time payments, you establish a positive payment history that Glass City reports to the credit bureaus. When you finish repaying the loan, you’ll have the full balance, plus earned dividends, to use as you please. The granting of a Credit Builder Loan does not guarantee qualification for future Glass City financing.

Loan Type Term Max Rate (As Low As) Monthly Payment
Share Savings Secured Up to 60 Months Varies
Credit Builder Share Savings
or CD Secured Loan
Up to 24 Months 3.50% APR* $43.21***

12/1/2022

* APR = Annual Percentage Rate. Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit score.

*** Sample APR & monthly payment based on a $1,000 loan amount with maximum loan term available.

Other restrictions may apply. Monthly payment examples do not include optional Member’s Choice Borrower Security.

Personal Loan Calculator
Apply for a Loan

The Smart Option Student Loan®

The Smart Option Student Loan®

for Glass City Federal Credit Union by Sallie Mae®

for Glass City Federal Credit Union by Sallie Mae®

The Smart Option Student Loan is for borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan is for borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

Ready to apply?

Ready to apply?

Apply here or at your local branch.

Apply here or at your local branch.

Locations across
northwest ohio

Find a location near you

Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.

Locations across
northwest ohio

Find a location near you

Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.