Privacy Policy
When you access Glass City Federal Credit Union’s website or utilize our online banking or mobile banking services, we and our business partners who help us deliver these services will have access to your personal information.
YOUR PRIVACY IS IMPORTANT TO US!
We DO NOT sell any of your personal information to a third party for its own use. We will maintain any information provided, as well as your business transactions, according to our high security and confidentiality standards. Please be advised that we may disclose information on your accounts or information contained in member files, provided to the credit union through the website, to credit bureaus or agencies who have a legitimate purpose for obtaining information.
We may also disclose information obtained through our website or through email communications when it is necessary to complete the transaction, verify the status of your account or membership for an appropriate third party, such as a credit bureau, to comply with a court order, comply with the request of a government agency or regulatory body, or if we receive your permission to do so.
MOBILE BANKING PRIVACY POLICY
The Glass City FCU Mobile app and the Glass City Card Controls mobile app: periodically collects, transmits, and uses geolocation information for enabling features that prevent fraudulent card use and alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. The End User can change his/her/their location permissions at any time in their device settings.
What does Glass City Federal do with your personal information?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product(s) or service(s) you have with us. This information can include:
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- Social Security number and Income
- Account balances and Payment history
- Account transactions and Credit history
When you are no longer our member, we continue to share your information as described in this notice
HOW?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Glass City Federal chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Glass City Federal share? | Can you limit this sharing? | |||
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No | |||
| For our marketing purposes – to offer our products and services to you | Yes | No | |||
|
Yes | No | |||
| For our affiliates’ everyday business purposes – information about your transactions and experiences | Yes | No | |||
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We do not share | |||
|
No | We do not share |
Who We Are
WHO IS PROVIDING THIS NOTICE?
Glass City Federal Credit Union
What We Do
HOW DOES GLASS CITY FEDERAL PROTECT MY PERSONAL INFORMATION?
To protect your personal information from unauthorized access and use, we use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings.
Glass City Federal regularly tests and assesses our information security measures, systematically trains employees, and adopts upgrades and enhancements as necessary to protect your information.
HOW DOES GLASS CITY FEDERAL COLLECT MY PERSONAL INFORMATION?
We collect your personal information, for example, when you:
- Open an account or apply for a loan
- Show your driver’s license or use your credit or debit card
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
WHY CAN’T I LIMIT MY SHARING?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
DEFINITIONS
AFFILIATES: Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include Glass City Federal Credit Union; and Area Financial Services Credit Union Service Organization (CUSO).
NONAFFILIATES: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Glass City Federal does not share with nonaffiliates so they can market to you.
JOINT MARKETING: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include investment, insurance, and other financial services companies.
