Privacy Policy

When you access Glass City Federal Credit Union’s website or utilize our online banking service, we and our business partners who help us deliver these services will have access to your personal information.

YOUR PRIVACY IS IMPORTANT TO US!

We DO NOT sell any of your personal information to a third party for its own use. We will maintain any information provided, as well as your business transactions, according to our high security and confidentiality standards. Please be advised that we may disclose information on your accounts or information contained in member files, provided to the credit union through the website, to credit bureaus or agencies who have a legitimate purpose for obtaining information.

We may also disclose information obtained through our website or through email communications when it is necessary to complete the transaction, verify the status of your account or membership for an appropriate third party, such as a credit bureau, to comply with a court order, comply with the request of a government agency or regulatory body, or if we receive your permission to do so.

What does Glass City Federal do with your personal information? 

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product(s) or service(s) you have with us. This information can include:

    • Social Security number and Income
    • Account balances and Payment history
    • Account transactions and Credit history

When you are no longer our member, we continue to share your information as described in this notice

HOW?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Glass City Federal chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Glass City Federal share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies
Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness No We do not share
For nonaffiliates to market to you
No We do not share

Who We Are

WHO IS PROVIDING THIS NOTICE? 

Glass City Federal Credit Union

What We Do

HOW DOES GLASS CITY FEDERAL PROTECT MY PERSONAL INFORMATION? 

To protect your personal information from unauthorized access and use, we use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings.
Glass City Federal regularly tests and assesses our information security measures, systematically trains employees, and adopts upgrades and enhancements as necessary to protect your information.

HOW DOES GLASS CITY FEDERAL COLLECT MY PERSONAL INFORMATION? 

We collect your personal information, for example, when you:

  • Open an account or apply for a loan
  • Show your driver’s license or use your credit or debit card
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

WHY CAN’T I LIMIT MY SHARING?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

DEFINITIONS

AFFILIATES: Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Glass City Federal Credit Union; and Area Financial Services Credit Union Service Organization (CUSO).

NONAFFILIATES: Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Glass City Federal does not share with nonaffiliates so they can market to you.

JOINT MARKETING: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include investment, insurance, and other financial services companies.

January 2018

If you have further questions regarding Glass City Federal Credit Union policies, please contact us here or at any branch by calling 419.887.1000 or 800.837.3595.