Deposit Account Rates
Deposit Account Rates
Deposit Account Rates
Minimum Balances & Annual Percentage Yields
|
Account Type |
Minimum Balance to Obtain APY |
Dividend Rate |
Annual Percentage Yield (APY) |
||
| Primary Share Savings | $100 | 0.05% | 0.05% | ||
| Christmas Club & Vacation Club | 0.05% | 0.05% | |||
| Secondary Share Savings | 0.05% | 0.05% | |||
| IRA Accumulation Shares | 0.05% | 0.05% | |||
| Last declared & paid 12/31/2022 | |||||
| Optimum Checking1 – up to $25,000 | 0.65% | 0.65% | |||
| Optimum Checking1 – over $25,000 | 0.00% | 0.00% | |||
| Money Market Savings | $2,000 – $50,000 | 0.10% | 0.10% | ||
| Money Market Savings | $50,000+ | 0.15% | 0.15% | ||
| Money Market MAX $50,000 | 0.60% | 0.60% | |||
Optimum Checking1 – Other qualifications apply to obtain premium rate. Refer to Account Disclosures. |
|||||
Rates effective 3/1/2023
IRA Certificates are not available in a Dividend Payment CD.
Roth IRAs and Coverdell Education Savings Accounts are also available.
Share Certificates
|
Term/Month |
Minimum Deposit |
Dividend Rate |
APY |
||
| 3 Month CD | $1,000 | 0.10% | 0.10% | ||
| 6 Month CD | $500 | 0.75% | 0.75% | ||
| 12 Month Dividend Payment CD | $500 | 1.25% | 1.26% | ||
| 12 Month Youth/Student CD (ages 0-22) | $250 | 1.25% | 1.26% | ||
| 12 Month CD | $500 | 1.25% | 1.26% | ||
| 18 Month CD | $500 | 1.30% | 1.31% | ||
| 24 Month Dividend Payment CD | $500 | 1.40% | 1.41% | ||
| 24 Month CD | $500 | 1.40% | 1.41% | ||
| 30 Month CD | $500 | 1.45% | 1.46% | ||
| 36 Month CD | $500 | 1.50% | 1.51% | ||
| 48 Month CD | $500 | 1.75% | 1.76% | ||
| 60 Month CD | $500 | 2.00% | 2.02% | ||
| 12 Month IRA | $1,000 | 1.25% | 1.26% | ||
| 18 Month IRA | $1,000 | 1.30% | 1.31% | ||
| 24 Month IRA | $1,000 | 1.40% | 1.41% | ||
| 30 Month IRA | $1,000 | 1.45% | 1.46% | ||
| 36 Month IRA | $1,000 | 1.50% | 1.51% | ||
| 48 Month IRA | $1,000 | 1.75% | 1.76% | ||
| 60 Month IRA | $1,000 | 2.00% | 2.02% |
Minimum Balances & Annual Percentage Yields
|
Account Type |
Minimum Balance to Obtain APY |
Dividend Rate |
Annual Percentage Yield (APY) |
||
| Primary Share Savings | $100 | 0.05% | 0.05% | ||
| Christmas Club & Vacation Club | 0.05% | 0.05% | |||
| Secondary Share Savings | 0.05% | 0.05% | |||
| IRA Accumulation Shares | 0.05% | 0.05% | |||
| Last declared & paid 12/31/2022 | |||||
| Optimum Checking1 – up to $25,000 | 0.65% | 0.65% | |||
| Optimum Checking1 – over $25,000 | 0.00% | 0.00% | |||
| Money Market Savings | $2,000 – $50,000 | 0.10% | 0.10% | ||
| Money Market Savings | $50,000+ | 0.15% | 0.15% | ||
| Money Market MAX $50,000 | 0.60% | 0.60% | |||
Optimum Checking1 – Other qualifications apply to obtain premium rate. Refer to Account Disclosures. |
|||||
Rates effective 3/1/2023
IRA Certificates are not available in a Dividend Payment CD.
Roth IRAs and Coverdell Education Savings Accounts are also available.
Share Certificates
|
Term/Month |
Minimum Deposit |
Dividend Rate |
APY |
||
| 3 Month CD | $1,000 | 0.10% | 0.10% | ||
| 6 Month CD | $500 | 0.75% | 0.75% | ||
| 12 Month Dividend Payment CD | $500 | 1.25% | 1.26% | ||
| 12 Month Youth/Student CD (ages 0-22) | $250 | 1.25% | 1.26% | ||
| 12 Month CD | $500 | 1.25% | 1.26% | ||
| 18 Month CD | $500 | 1.30% | 1.31% | ||
| 24 Month Dividend Payment CD | $500 | 1.40% | 1.41% | ||
| 24 Month CD | $500 | 1.40% | 1.41% | ||
| 30 Month CD | $500 | 1.45% | 1.46% | ||
| 36 Month CD | $500 | 1.50% | 1.51% | ||
| 48 Month CD | $500 | 1.75% | 1.76% | ||
| 60 Month CD | $500 | 2.00% | 2.02% | ||
| 12 Month IRA | $1,000 | 1.25% | 1.26% | ||
| 18 Month IRA | $1,000 | 1.30% | 1.31% | ||
| 24 Month IRA | $1,000 | 1.40% | 1.41% | ||
| 30 Month IRA | $1,000 | 1.45% | 1.46% | ||
| 36 Month IRA | $1,000 | 1.50% | 1.51% | ||
| 48 Month IRA | $1,000 | 1.75% | 1.76% | ||
| 60 Month IRA | $1,000 | 2.00% | 2.02% |
Promotional Share Certificates of Deposit** |
|||||
|
Term/Month |
Minimum Deposit |
Dividend Rate |
APY |
||
| 20 Month CD** | $500 | 4.25% | 4.32% | ||
| 60 Month CD** | $500 | 3.456% | 3.50% | ||
| 60 Month IRA CD** | $1,000 | 3.456% | 3.50% | ||
New money is required for all Promotional Share CDs/IRA CDs listed.
**See full disclosures listed in the link below.
Questions?
Contact a Glass City representative today!
Questions?
Contact a Glass City
representative today!
Locations across
northwest ohio
Find a location near you
Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.
Locations across
northwest ohio
Find a location near you
Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.
