Deposit Account Rates
Deposit Account Rates
Deposit Account Rates
Minimum Balances & Annual Percentage Yields
|
Account Type |
Minimum Balance to Obtain APY |
Dividend Rate |
Annual Percentage Yield (APY) |
||
| Primary Share Savings | $100 | 0.05% | 0.05% | ||
| Christmas Club & Vacation Club | 0.05% | 0.05% | |||
| Secondary Share Savings | 0.05% | 0.05% | |||
| IRA Accumulation Shares | 0.05% | 0.05% | |||
| Last declared & paid 9/30/2022 | |||||
| Optimum Checking1 – up to $25,000 | 0.65% | 0.65% | |||
| Optimum Checking1 – over $25,000 | 0.00% | 0.00% | |||
| Money Market Savings | $2,000 – $50,000 | 0.10% | 0.10% | ||
| Money Market Savings | $50,000+ | 0.15% | 0.15% | ||
| Money Market MAX $50,000 | 0.20% | 0.20% | |||
Optimum Checking1 – Other qualifications apply to obtain premium rate. Refer to Account Disclosures. |
|||||
Rates effective 10/7/2022
IRA Certificates are not available in a Dividend Payment CD.
Roth IRAs and Coverdell Education Savings Accounts are also available.
Share Certificates
|
Term/Month |
Minimum Deposit |
Dividend Rate |
APY |
||
| 3 Month CD | $1,000 | 0.10% | 0.10% | ||
| 6 Month CD | $500 | 0.15% | 0.15% | ||
| 12 Month Dividend Payment CD | $500 | 0.20% | 0.20% | ||
| 12 Month Youth/Student CD (ages 0-22) | $250 | 0.20% | 0.20% | ||
| 12 Month CD | $500 | 0.20% | 0.20% | ||
| 18 Month CD | $500 | 0.25% | 0.25% | ||
| 24 Month Dividend Payment CD | $500 | 0.30% | 0.30% | ||
| 24 Month CD | $500 | 0.30% | 0.30% | ||
| 30 Month CD | $500 | 0.35% | 0.35% | ||
| 36 Month CD | $500 | 0.40% | 0.40% | ||
| 48 Month CD | $500 | 0.45% | 0.45% | ||
| 60 Month CD | $500 | 0.55% | 0.55% | ||
| 12 Month IRA | $1,000 | 0.20% | 0.20% | ||
| 18 Month IRA | $1,000 | 0.25% | 0.25% | ||
| 24 Month IRA | $1,000 | 0.30% | 0.30% | ||
| 30 Month IRA | $1,000 | 0.35% | 0.35% | ||
| 36 Month IRA | $1,000 | 0.40% | 0.40% | ||
| 48 Month IRA | $1,000 | 0.45% | 0.45% | ||
| 60 Month IRA | $1,000 | 0.55% | 0.55% |
Minimum Balances & Annual Percentage Yields
|
Account Type |
Minimum Balance to Obtain APY |
Dividend Rate |
Annual Percentage Yield (APY) |
||
| Primary Share Savings | $100 | 0.05% | 0.05% | ||
| Christmas Club & Vacation Club | 0.05% | 0.05% | |||
| Secondary Share Savings | 0.05% | 0.05% | |||
| IRA Accumulation Shares | 0.05% | 0.05% | |||
| Last declared & paid 9/30/2022 | |||||
| Optimum Checking1 – up to $25,000 | 0.65% | 0.65% | |||
| Optimum Checking1 – over $25,000 | 0.00% | 0.00% | |||
| Money Market Savings | $2,000 – $50,000 | 0.10% | 0.10% | ||
| Money Market Savings | $50,000+ | 0.15% | 0.15% | ||
| Money Market MAX $50,000 | 0.20% | 0.20% | |||
Optimum Checking1 – Other qualifications apply to obtain premium rate. Refer to Account Disclosures. |
|||||
Rates effective 11/1/2022
IRA Certificates are not available in a Dividend Payment CD.
Roth IRAs and Coverdell Education Savings Accounts are also available.
Share Certificates
|
Term/Month |
Minimum Deposit |
Dividend Rate |
APY |
||
| 3 Month CD | $1,000 | 0.10% | 0.10% | ||
| 6 Month CD | $500 | 0.15% | 0.15% | ||
| 12 Month Dividend Payment CD | $500 | 0.20% | 0.20% | ||
| 12 Month Youth/Student CD (ages 0-22) | $250 | 0.20% | 0.20% | ||
| 12 Month CD | $500 | 0.20% | 0.20% | ||
| 18 Month CD | $500 | 0.25% | 0.25% | ||
| 24 Month Dividend Payment CD | $500 | 0.30% | 0.30% | ||
| 24 Month CD | $500 | 0.30% | 0.30% | ||
| 30 Month CD | $500 | 0.35% | 0.35% | ||
| 36 Month CD | $500 | 0.40% | 0.40% | ||
| 48 Month CD | $500 | 0.45% | 0.45% | ||
| 60 Month CD | $500 | 0.55% | 0.55% | ||
| 12 Month IRA | $1,000 | 0.20% | 0.20% | ||
| 18 Month IRA | $1,000 | 0.25% | 0.25% | ||
| 24 Month IRA | $1,000 | 0.30% | 0.30% | ||
| 30 Month IRA | $1,000 | 0.35% | 0.35% | ||
| 36 Month IRA | $1,000 | 0.40% | 0.40% | ||
| 48 Month IRA | $1,000 | 0.45% | 0.45% | ||
| 60 Month IRA | $1,000 | 0.55% | 0.55% |
Promotional Share Certificates of Deposit** |
|||||
|
Term/Month |
Minimum Deposit |
Dividend Rate |
APY |
||
| 18 Month IRA CD** | $1,000 | 1.00% | 1.00% | ||
| 20 Month CD** | $500 | 1.24% | 1.25% | ||
| 40 Month CD** | $500 | 1.49% | 1.50% | ||
| 60 Month CD** | $500 | 3.456% | 3.50% | ||
| 60 Month IRA CD** | $1,000 | 3.456% | 3.50% | ||
New money is not required for the 18, 20 and 40 Month Promotional Share CDs listed above.
New money is required for the 60 Month Promotional Share CD and 60 Month Promotional Share IRA CD listed above.
**See full disclosures listed in the link below.
Questions?
Contact a Glass City representative today!
Questions?
Contact a Glass City
representative today!
Locations across
northwest ohio
Find a location near you
Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.
Locations across
northwest ohio
Find a location near you
Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.
