Deposit Account Rates

Deposit Account Rates

Deposit Account Rates

Minimum Balances & Annual Percentage Yields

Account Type

Minimum Balance to Obtain APY

Dividend Rate

Annual Percentage Yield (APY)

Primary Share Savings $100 0.05% 0.05%
Christmas Club & Vacation Club 0.05% 0.05%
Secondary Share Savings 0.05% 0.05%
IRA Accumulation Shares 0.05% 0.05%
Last declared & paid 9/30/2022
Optimum Checking1 – up to $25,000 0.65% 0.65%
Optimum Checking1 – over $25,000 0.00% 0.00%
Money Market Savings $2,000 – $50,000 0.10% 0.10%
Money Market Savings $50,000+ 0.15% 0.15%
Money Market MAX $50,000 0.20% 0.20%
Optimum Checking1 – Other qualifications apply to obtain premium rate. Refer to Account Disclosures.

Rates effective 10/7/2022

IRA Certificates are not available in a Dividend Payment CD.
Roth IRAs and Coverdell Education Savings Accounts are also available.

Share Certificates

Term/Month

Minimum Deposit

Dividend Rate

APY

3 Month CD $1,000 0.10% 0.10%
6 Month CD $500 0.15% 0.15%
12 Month Dividend Payment CD $500 0.20% 0.20%
12 Month Youth/Student CD (ages 0-22) $250 0.20% 0.20%
12 Month CD $500 0.20% 0.20%
18 Month CD $500 0.25% 0.25%
24 Month Dividend Payment CD $500 0.30% 0.30%
24 Month CD $500 0.30% 0.30%
30 Month CD $500 0.35% 0.35%
36 Month CD $500 0.40% 0.40%
48 Month CD $500 0.45% 0.45%
60 Month CD $500 0.55% 0.55%
12 Month IRA $1,000 0.20% 0.20%
18 Month IRA $1,000 0.25% 0.25%
24 Month IRA $1,000 0.30% 0.30%
30 Month IRA $1,000 0.35% 0.35%
36 Month IRA $1,000 0.40% 0.40%
48 Month IRA $1,000 0.45% 0.45%
60 Month IRA $1,000 0.55% 0.55%

Minimum Balances & Annual Percentage Yields

Account Type

Minimum Balance to Obtain APY

Dividend Rate

Annual Percentage Yield (APY)

Primary Share Savings $100 0.05% 0.05%
Christmas Club & Vacation Club 0.05% 0.05%
Secondary Share Savings 0.05% 0.05%
IRA Accumulation Shares 0.05% 0.05%
Last declared & paid 9/30/2022
Optimum Checking1 – up to $25,000 0.65% 0.65%
Optimum Checking1 – over $25,000 0.00% 0.00%
Money Market Savings $2,000 – $50,000 0.10% 0.10%
Money Market Savings $50,000+ 0.15% 0.15%
Money Market MAX $50,000 0.20% 0.20%
Optimum Checking1 – Other qualifications apply to obtain premium rate. Refer to Account Disclosures.

Rates effective 11/1/2022

IRA Certificates are not available in a Dividend Payment CD.
Roth IRAs and Coverdell Education Savings Accounts are also available.

Share Certificates

Term/Month

Minimum Deposit

Dividend Rate

APY

3 Month CD $1,000 0.10% 0.10%
6 Month CD $500 0.15% 0.15%
12 Month Dividend Payment CD $500 0.20% 0.20%
12 Month Youth/Student CD (ages 0-22) $250 0.20% 0.20%
12 Month CD $500 0.20% 0.20%
18 Month CD $500 0.25% 0.25%
24 Month Dividend Payment CD $500 0.30% 0.30%
24 Month CD $500 0.30% 0.30%
30 Month CD $500 0.35% 0.35%
36 Month CD $500 0.40% 0.40%
48 Month CD $500 0.45% 0.45%
60 Month CD $500 0.55% 0.55%
12 Month IRA $1,000 0.20% 0.20%
18 Month IRA $1,000 0.25% 0.25%
24 Month IRA $1,000 0.30% 0.30%
30 Month IRA $1,000 0.35% 0.35%
36 Month IRA $1,000 0.40% 0.40%
48 Month IRA $1,000 0.45% 0.45%
60 Month IRA $1,000 0.55% 0.55%

Promotional Share Certificates of Deposit**

Term/Month

Minimum Deposit

Dividend Rate

APY

 18 Month IRA CD** $1,000 1.00% 1.00%
20 Month CD** $500 1.24% 1.25%
40 Month CD** $500 1.49% 1.50%
60 Month CD** $500 3.456% 3.50%
60 Month IRA CD** $1,000 3.456% 3.50%

New money is not required for the 18, 20 and 40 Month Promotional Share CDs listed above.

New money is required for the 60 Month Promotional Share CD and 60 Month Promotional Share IRA CD listed above.

**See full disclosures listed in the link below.

Share Certificate Policy & Disclosures
View Our Fee Schedule

Questions?

Contact a Glass City representative today!

Questions?

Contact a Glass City
representative today!

Locations across
northwest ohio

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Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.

Locations across
northwest ohio

Find a location near you

Five locations in Northwest Ohio make it convenient to be a member no matter where you live or work.