Deposit Account Rates
Minimum Balances & Annual Percentage Yields
|
Account Type |
Minimum Balance to Obtain APY |
Dividend Rate |
Annual Percentage Yield (APY) |
||
| Primary Share Savings | $100 | 0.10% | 0.10% | ||
| Christmas Club & Vacation Club | 0.10% | 0.10% | |||
| Secondary Share Savings | 0.10% | 0.10% | |||
| IRA Accumulation Shares | 0.10% | 0.10% | |||
| Last declared & paid 6/30/2019 | |||||
| Optimum Checking1 – up to $25,000 | 1.25% | 1.26% | |||
| Optimum Checking1 – over $25,000 | 0.00% | 0.00% | |||
| Money Market Savings | $2,000 – $50,000 | 0.15% | 0.15% | ||
| Money Market Savings | $50,000+ | 0.25% | 0.25% | ||
| Money Market MAX $50,000 | 0.45% | 0.45% | |||
Optimum Checking1 – Other qualifications apply to obtain premium rate. Refer to Account Disclosures. |
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Share Certificates |
|||||
|
Term/Month |
Minimum Deposit |
Dividend Rate |
APY |
||
| 3 Month CD | $1,000 | 0.25% | 0.25% | ||
| 6 Month CD | $500 | 0.50% | 0.50% | ||
| 12 Month Interest Payment CD | $500 | 0.80% | 0.80% | ||
| 12 Month Youth/Student CD (ages 0-22) | $250 | 0.80% | 0.80% | ||
| 12 Month CD & IRA* | $500 | 0.80% | 0.80% | ||
| 18 Month CD & IRA* | $500 | 1.00% | 1.00% | ||
| 24 Month Interest Payment CD | $500 | 1.25% | 1.26% | ||
| 24 Month CD & IRA* | $500 | 1.25% | 1.26% | ||
| 30 Month CD & IRA* | $500 | 1.50% | 1.51% | ||
| 36 Month CD & IRA* | $500 | 2.00% | 2.01% | ||
| 48 Month CD & IRA* | $500 | 2.25% | 2.27% | ||
| 60 Month CD & IRA* | $500 | 2.50% | 2.52% | ||
Rates effective 8/19/2019.
*IRA Share Certificates are available in the 12 to 60 month terms with $1000 minimum balance.
IRA Certificates are not available in an Interest Payment CD.
Roth IRAs and Coverdell Education Savings Accounts are also available.
Take advantage of our rates now!
Talk to a Glass City representative today about saving for your future.
