Youth & Teen Bank Accounts
for ages 0-17
On this page:
- GC Savers Club for ages 0-12
- GC Teen Banking for ages 13-17
- Account Opening Information
- “Round Up” Savings Program
- Glass City Scholarship Program
- “Practical Money Skills” Site for Parents, Teachers, Kids & Teens
- Play the “Finances 101” game!

Teen Accounts for where life is taking you!
Teenager Bank Accounts
(13-17 year olds)
- Teen Savings Account with Premium APY*
- Complimentary deposit at savings account opening**
- Regular Checking Account
- No minimum balance requirement
- No monthly service charge
- Top-rated Mobile Banking app
- Free Mobile/Online Banking
- Free Mobile Check Deposit
- Free Debit/ATM card (Learn more)
- Digital Wallets
- Advanced Fraud Alerts
- Easy Card Management Tools
- Round Up Savings Program
- Teen Banking Welcome Kit:
- Glass City drawstring bag & pen
- Financial education & cybersecurity tips
- 12-Month Youth CD with special APY
- No-fee ATMs locally and nationwide
- Visa gift cards for easy purchases
- Birthday savings opportunity
- GC Teen Banking updates & more!
*APY = Annual Percentage Yield. Premium APY is for balances up to $1000 and is subject to change without notice. Minimum $5 to open savings account. A savings account balance of $100 or more earns dividends.**With a $5 deposit or more: $10 will be deposited by Glass City FCU into new savings account with sign up of monthly eStatements; $5 will be deposited without sign up of monthly eStatements (a paper statement fee applies without eStatements). Other restrictions and fees may apply. A joint parent or guardian age 18 or over is required on all accounts.
PARENTS: Visit a branch with your child or teen to open accounts today!
WHAT TO BRING TO A GLASS CITY BRANCH:
- $5 or more to open savings account
- Child or teen’s social security number
- Ages 13-17: school photo ID and/or state-issued photo ID
- Parent:
- State issued photo ID or passport
- Second form of ID:
- Other photo ID OR
- Major credit card OR
- Recent tax return, pay stub or social security statement

Save Money While You Spend—with Round Up!
Saving money is even easier with a Glass City Debit Card and our Round Up Program. With this service, your debit card purchases are automatically rounded up to the next whole dollar and the extra amount is transferred to your preferred Glass City savings account (once the debit transaction posts to your checking account). Sign up easily on Home or Mobile Banking under “More Services” — and watch your savings grow!
Scholarship Opportunity
From Glass City Federal Credit Union
Check back in January 2027 for scholarship info!

Scholarship Opportunity
From Glass City Federal Credit Union
Check back in January 2027 for scholarship info!
Play Finances 101!
Finances 101 is a free game designed by Northwest Ohio Credit Unions to teach teenagers about the financial demands of the real world.
Students may payout money to be in a friend’s wedding, have a winning lottery ticket, pay an unexpected visit to the emergency room or get a promotion at work. There is uncertainty around every corner, along with opportunities to make sound financial decisions too!
Students learn:
- About earning a salary and paying bills and taxes
- What it costs to run a household
- How earnings impact buying decisions
- What responsibilities lie ahead in the adult world

What are you waiting for?
Contact a Glass City representative today about our Youth Accounts.












